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Inspecting Property's in Palm Beach County & Surrounding Glades Areas
WIND MITIGATION INSPECTONS
Lower Your Insurance Premiums with a Wind Mitigation Inspection. A wind mitigation inspection is one of the most valuable services a South Florida homeowner can get. This specialized inspection is the only way to potentially qualify for significant discounts on your homeowner's insurance policy. By identifying key features that protect your home from high winds—common during our hurricane season—our inspection can lead to substantial savings on your premiums year after year.
It's important to know what this inspection is and isn't. A wind mitigation inspection is not a full home inspection, nor is it a roof certification. It is a focused evaluation of specific components, documented on a state-mandated form for insurance companies.
8 Key Categories of a Wind Mitigation Inspection
During an inspection, we meticulously evaluate the following features to determine your home's resistance to wind damage. These are the key categories that can qualify you for a discount.
1. Roof Covering: We'll note the age of your roof and confirm if its installation meets current building codes.
2. Roof Deck Attachment: We determine how your roof decking is secured to the underlying structure. Stronger attachments, such as proper nailing patterns and nail length, can qualify for a discount.
3. Roof to Wall Attachment: This section focuses on how your roof trusses or rafters are connected to the walls. We'll check for hurricane clips, single wraps, or double wraps, as more secure attachments can lead to greater savings.
4. Roof Geometry: Your roof's shape matters! We will determine if your roof is a hip, gable, or another type. Hip roofs (resembling a pyramid) are naturally more wind-resistant and often qualify for a discount.
5. Gable End Bracing: If your home has a gable-style roof, we will check if the gable ends are braced to meet current Florida Building Code standards.
6. Wall Construction Type: We review the construction materials of your home's exterior walls. Reinforced concrete block homes, for example, typically offer better protection and may yield a larger discount.
7. Secondary Water Resistance: This is a modern feature that acts as a second line of defense against water intrusion. We will check if your roof has a secondary water barrier, a feature that is common in roofs installed or upgraded after 2008.
8. Opening Protection: We inspect all doors and windows for hurricane-rated shutters or other approved protection devices. To qualify for a discount, 100% of all openings must be covered by rated protection.
Schedule Your Wind Mitigation Inspection in Palm Beach
Ready to start saving on your homeowner’s insurance? Our inspectors are ready to help you discover your home's wind resistance features.
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